BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: MARAVAL ROAD
JOB TITLE: ACCOUNT EXECUTIVE
REPORTS TO: AVP- TRINIDAD OPERATIONS


JOB OBJECTIVE:
The Account Executive develops and sustains positive Business Relationships to secure new business and enhance existing portfolios.

MAJOR RESPONSIBILITIES:
Meet or exceed established account retention objectives and targeted mix of business in accordance with underwriting guidelines. Analyze client portfolios and recommend strategies to grow the business and/or reduce risk exposure. Provide general guidance to producers on basic claims procedures and assist with the completion of claim reports when necessary. Provide general guidance to producers on all underwriting matters. Provide support to the producer in the preparation and/or presentation of proposals for key accounts/prospects. Liaise with other insurers on co-insured risks to determine appropriate terms and propose strategies for securing or retaining the account. Act as liaison between the company and the producer to facilitate the easy delivery of policies and other correspondence and collection of premiums. QUALIFICATIONS:
5 CXC/CSEC passes including Mathematics and English Language 2 A Level/CAPE passes First Degree in Business Management, Economics, or Marketing from a recognized tertiary educational institution. CII- Diploma Level or equivalent professional designation

EXPERIENCE:
3 - 5 years in a similar position or 3 - 5 years experience in an Underwriting department

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Initiative Interpersonal/Communication Skills Job Knowledge/Skills Planning/Organizing/Flexibility Problem Solving/Analytical Skills Continuous Improvement
PERSONALITY:
The Account Executive must be able to work under minimum supervision. The individual must be highly motivated with strong ethics, strong business orientation and excellent team spirit. The Account Executive must be articulate, confident and assertive and possess a high energy level with an equal amount of enthusiasm. The incumbent must possess the ability to assume a leadership role and accept accountability.


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: MARAVAL ROAD
JOB TITLE: MANAGER-INFORMATION SYSTEMS
REPORTS TO: AVP- CORPORATE RESOURCES


JOB OBJECTIVE:
The Information System (IS) Manager is required to implement Technology and direct the work of the Information systems team toward ensuring a safe and secure IT environment. Additionally, he/ she is responsible for providing the leadership and management necessary to ensure that the Information Systems are in place to fully support the strategic and operational needs of the organization

MAJOR RESPONSIBILITIES:
Manage the Departments overall performance, ensuring the completion of projects and initiatives Lead, motivate, inspire and encourage employees through effective performance management Ensure GGILs software applications effectively meet the needs of the business units by providing guidance on enhancements, prioritizing initiatives, resolving problems, engaging vendors and implementing new software Keep abreast of current development and trends in technology, research and install new systems Evaluate user needs and system functionality to ensure that IS facilities meet these needs Ensure the smooth running of all IS systems, including anti-virus software, print services and email provision Work toward providing a secure access to the network for remote users by securing data from internal and external attack. Manage department budgets QUALIFICATIONS:
A First degree in Information Systems, Information Technology, Computer Science or any related field from a recognized tertiary level educational institution. Postgraduate qualification in a related field.

EXPERIENCE:
5 – 7 years knowledge in Information Technology with at least five (5) years at a Managerial level. Sound knowledge of Project Management Principles and Techniques. Sound knowledge of Operating systems and hardware. Sound Solutions Designer skills. Strong Conflict Resolution skills. Strong Negotiation skills. Knowledge of Software Development.

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Motivation/ Empowerment Strategic Planning/ Vision Planning/Organizing/Flexibility Decision Making and Risk Taking Change Leadership Implementation Interpersonal/Communication Skills
PERSONALITY:
The IS Manager must be a strategic thinker and possess strong business acumen. He/ She must be articulate, methodical, and be willing to take calculated risk. He/ She must have the ability to encourage and empower others to embrace change. The incumbent must be customer focused and display high levels of emotional intelligence. He/ She must be able to lead a team of professionals, motivating, coaching and empowering them as they work in a fast-paced, dynamic environment


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: MARAVAL ROAD
JOB TITLE: TEAM LEADER-COMMERCIAL LINES
REPORTS TO: MANAGER- COMMERCIAL LINES


JOB OBJECTIVE:
The Team Leader- Commercial Lines is responsible for overseeing the effective and efficient day to day management and administration of the Unit. A key role of the Team Leader is to coach and mentor team members so that end results are in line with strategic objectives. Additionally to ensure that staff consistently provides prompt and efficient service that is within GGIL service and operating standards.

MAJOR RESPONSIBILITIES:
Coach and mentor the underwriters with Quotations/New Business/Renewal Reviews/Renewals/ Amendments as well as for assigned accounts. Conduct due diligence and ensure adherence to compliance procedures by underwriters. Provide technical support and delegate work to the underwriters. Conduct portfolio analysis to monitor performance and make recommendations for improvement. Manage receivables of outstanding premiums for the Department. Provide high levels of Red Carpet Customer Service to all Stakeholders. Identify training requirements of staff and manage leave record of Department. Assist with the identification of annual goals, monitor staff performance regularly and address any performance issues Assist with the preparation of the monthly department report. QUALIFICATIONS:
5 CXC/CSEC Passes including Mathematics and English Language. 2 A Level/ CAPE passes A First Dgreeee in Management or relevant field from a recognized tertiary educational institution. ACII and/or an equivalent certification Supervisory Certificate

EXPERIENCE:
At least 3 to 5 years working experience as an Underwriter of which at least 2 years must be at a supervisory level.

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Leadership Vision Interpersonal/Communication Skills Decision Making and Risk Taking Coaching / Counseling Planning /Organizing /Flexibility Job Knowledge/Skills
PERSONALITY:
The Team Leader must be able to manage multiple priorities in a fast-paced environment and must possess a drive for prompt and efficient service and high performance. He/she must be able to manage time and resources as well as lead by example in achieving Teams goals.


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: SAN FERNANDO
JOB TITLE: UNDERWRITER- SAN FERNANDO
REPORTS TO: TEAM LEADER- SAN FERNANDO BRANCH


JOB OBJECTIVE:
The Underwriter is responsible for analyzing risk exposures and evaluating the most prudent terms to apply for New Business Acquisitions, Renewals and mid-year amendments for various insurance products

MAJOR RESPONSIBILITIES:
Prepare Quotations for New Business, conduct Renewal Reviews and apply Renewals Amendments when required. Review underwriting transactions by binding brokers to ensure accuracy and compliance with GGILs underwriting guidelines, standard operating procedures and limits of authority. Conduct due diligence for assigned accounts through background research on clients and their risk to be covered. Conduct portfolio analyses for assigned accounts to monitor performance and loss ratios and recommend corrective action. Review and discuss Renewal listing with all Stakeholders to achieve retention target. Follow up on outstanding premiums on assigned client’s/producer’s accounts. Prepare monthly reports to Team Leader with performance recommendations. Provide high levels of Red Carpet Customer Service to all stakeholders. QUALIFICATIONS:
5 CXC/ CAPE passes including Mathematics and English Language. 2 A Level/ CAPE passes CII- Certificate Level

EXPERIENCE:
2 – 3 years working experience with at least one (1) year in a General Insurance environment.

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Job Knowledge and Skills Planning/Organising/Flexibility Problem Solving/Analytical Skills Decision Making Team Orientation Interpersonal/ Communication Skills
PERSONALITY:
An Underwriter must possess strong analytical skills and pay close attention to detail. He/ She must have a positive work ethic, keen sense of customer service and good business acumen. He/ she must have the ability to operate and contribute positively in a team-based environment and take initiative; as evidenced by the ability to self-manage, organize and prioritize work


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: MARAVAL ROAD
JOB TITLE: UNDERWRITER 1- PERSONAL LINES
REPORTS TO: TEAM LEADER- MOTOR AND HOMEOWNERS


JOB OBJECTIVE:
The Underwriter 1 must be able to analyze risk exposures and evaluate the most prudent terms to apply for New Business Acquisitions, Renewals and mid-year amendments for various insurance products.

MAJOR RESPONSIBILITIES:
Provide Quotations, issue New Business/Renewal Reviews/Renewals/Amendments within GGILs underwriting guidelines, standard operating procedures, limits of authority and reinsurance treaties. Apply due diligence and background research on clients and their risk to be covered. Conduct policy analysis for assigned accounts to monitor performance. Review Renewal listing with all Stakeholders to achieve retention target. Responsible for follow up on outstanding premiums on assigned clients accounts. Prepare monthly reports for the Team Leader with performance recommendations. To perform any other job related duties as assigned by the Team Leader/ Manager QUALIFICATIONS:
5 CXC/ CSEC passes including Mathematics and English Language. 2 A Level/ CAPE passes. CII- Certificate Level

EXPERIENCE:
2 - 4 years working experience with at least two (2) years in a General Insurance environment.

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Job Knowledge and Skills Planning/Organizing/Flexibility Problem Solving/Analytical Skills Decision Making Team Orientation Interpersonal/ Communication Skills
PERSONALITY:
The Underwriter 1 must possess strong analytical skills with an acute attention to detail, a positive work ethic, keen sense of customer service and good business acumen. He/ she must have the ability to operate and contribute positively in a team-based environment and take initiative; as evidenced by the ability to self-manage, organize and prioritize work. He/ She must possess excellent written and oral communication skills


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN LIFE OF THE CARIBBEAN LIMITED
LOCATION: WESTMOORINGS
JOB TITLE: SENIOR MANAGER- MARKETING, SALES AND RELATIONSHIP MANAGEMENT
REPORTS TO: PRESIDENT- GUARDIAN LIFE OF THE CARIBBEAN LIMITED


JOB OBJECTIVE:
The Senior Manager is required to maximize profits through Sales and Marketing Strategies that match customer requirements, promoting company products and services, building key customer relationships and identifying business opportunities.

MAJOR RESPONSIBILITIES:
Formulate and execute approved marketing strategies. Identify business opportunities and client prospects for targeted market segments, evaluating their position in the industry and obtaining approvals to pursue acquisition. Identify product improvements/enhancements and new products by remaining current on industry trends Collaborate with the line Managers in preparing budgets and formulate methods for monitoring performance against established targets. Direct market research on market segments and perform analysis for strategic action and execution of plans. Direct the workflow of advertising and Communications campaigns, Manage strategic relationships and support, cultivate and grow new relationships with our customers Network and establish links, keeping abreast of prospects for business, seizing sales opportunities energetically and solicit business to build the portfolio in keeping with the company's objectives and capacity QUALIFICATIONS:
First Degree in Marketing and Communication, Business Administration or any related discipline from a recognized tertiary level educational institution. Postgraduate qualification in a related field. IABC (International Association of Business Communicators) Certified.

EXPERIENCE:
5-7 years proven experience in a similar role At least 5 years experience managing people Sound understanding of Market research techniques, data and statistical analysis. Demonstrated skills, knowledge and experience in the design and execution of marketing, communications and public relations activities. Working Knowledge of Life and Health Insurance and its products would be an asset

KEY COMPETENCIES:
Work Ethic Quality Customer Service Orientation Developing Others Achievement Orientation Leadership & Communication Strategic Orientation Change Leadership Implementation Decision Making/Risk Taking Emotional Intelligence
PERSONALITY:
The Senior Manager must be a strategic thinker and possess strong business acumen. He/ She must be articulate, methodical, and be willing to take calculated risk. He/ She must have the ability to encourage and empower others to embrace change. The incumbent must be customer focused and display high levels of emotional intelligence. The position requires an individual who is confident, self- driven and has a passion for innovation.


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN LIFE OF THE CARIBBEAN LIMITED
LOCATION: WESTMOORINGS
JOB TITLE: ACCOUNTANT
REPORTS TO: MANAGER- FINANCE
FINANCE


JOB OBJECTIVE:
The Accountant assists with the coordination of the timely and efficient preparation of the monthly management accounts, reporting templates, annual financial statements, annual budget and statutory returns

MAJOR RESPONSIBILITIES:
Prepare the monthly management accounts. Prepare and review the templates for submission to the holding company. Prepare the annual financial statements in accordance with IFRS. Oversee the interim and year end audits. Prepare board reports. Prepare and review taxes and handles all tax queries. Research IFRS requirements for accounting issues Review quarterly and annual CBTT returns Prepare the annual budgets and required forecasts Prepare Compliance reports on a monthly basis. Review fraud reports and makes recommendations for appropriate action Assist with the external audit by reviewing and delivering audit schedules to auditors and handling queries as needed QUALIFICATIONS:
ACCA qualified

EXPERIENCE:
5 years accounting experience, of which at least three (3) years should be post qualification.

KEY COMPETENCIES:
Work Ethic Quality Growth Serving People Emotional Intelligence Initiative Team Orientation Problem Solving/Analytical Skills Decision Making & Risk Taking Job Knowledge/Skills
PERSONALITY:
The Accountant must be driven, organized with excellent time management skills, comfortable working with minimal supervision, flexible and articulate. He /She must possess unquestioned integrity and act in a professional manner at all times.


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN GENERAL INSURANCE LIMITED
LOCATION: MARAVAL ROAD
JOB TITLE: SENIOR MANAGER- MARKETING, SALES AND RELATIONSHIP MANAGEMENT
REPORTS TO: THE CEO- GUARDIAN GENERAL INSURANCE LIMITED


JOB OBJECTIVE:
The Senior Manager is required to maximize profits through Sales and Marketing Strategies that match customer requirements, promoting company products and services, building key customer relationships and identifying business opportunities.

MAJOR RESPONSIBILITIES:
Formulate and execute approved marketing strategies. Identify business opportunities and client prospects for targeted market segments, evaluating their position in the industry and obtaining approvals to pursue acquisition. Identify product improvements/enhancements and new products by remaining current on industry trends Collaborate with the line Managers in preparing budgets and formulate methods for monitoring performance against established targets. Direct market research on market segments and perform analysis for strategic action and execution of plans. Direct the workflow of advertising and Communications campaigns, Manage strategic relationships and support, cultivate and grow new relationships with our customers Network and establish links, keeping abreast of prospects for business, seizing sales opportunities energetically and solicit business to build the portfolio in keeping with the company's objectives and capacity QUALIFICATIONS:
First Degree in Marketing and Communication, Business Administration or any related discipline from a recognized tertiary level educational institution. Postgraduate qualification in a related field. IABC (International Association of Business Communicators) Certified.

EXPERIENCE:
5-7 years proven experience in a similar role At least 5 years experience managing people Sound understanding of Market research techniques, data and statistical analysis. Demonstrated skills, knowledge and experience in the design and execution of marketing, communications and public relations activities. Working Knowledge of General Insurance and its products would be an asset

KEY COMPETENCIES:
Work Ethic Quality Customer Service Orientation Developing Others Achievement Orientation Leadership & Communication Strategic Orientation Change Leadership Implementation Decision Making/Risk Taking Emotional Intelligence
PERSONALITY:
The Senior Manager must be a strategic thinker and possess strong business acumen. He/ She must be articulate, methodical, and be willing to take calculated risk. He/ She must have the ability to encourage and empower others to embrace change. The incumbent must be customer focused and display high levels of emotional intelligence. The position requires an individual who is confident, self- driven and has a passion for innovation.


CONTACT via Email: Christa Gayadeen

BUSINESS UNIT: GUARDIAN ASSET MANAGEMENT
LOCATION: WESTMOORINGS
JOB TITLE: INVESTMENT ADVISOR
REPORTS TO: MANAGER- SALES


JOB OBJECTIVE:
The Investment Advisor acquires, develops and maintains an affluent client base for the company, utilizing its suite of Mutual Funds as well as upselling its Private Wealth offering where possible. He/She offers basic financial and investment advice, demonstrated by a thorough understanding of the companys products and services.

MAJOR RESPONSIBILITIES:
Generate business through acquisition of new clients Increase assets under management of existing clients through sale of additional products Daily Sales activities - prospecting, client meetings etc., update Pipeline Keep abreast of competitor and market information Keep clients abreast of GAMISLs new product offerings Assist clients with selection of investment options. Keep clients abreast of their investment performance Facilitate yearly portfolio allocation sessions with clients Conduct client education seminars Assist the Manager - Sales with defining, segmenting and targeting of GAMISLs Market Generate referrals, develop Centers of Influence (COIs) Ensuring that clients information is regularly updated to meet Compliance guidelines QUALIFICATIONS:
A First Degree from a recognized tertiary educational institution preferably in Finance or finance related

EXPERIENCE:
At least two (2) years working experience in the financial services environment. At least two (2) years sales experience in a similar capacity with a proven track record of developing financial customers.

KEY COMPETENCIES:
Integrity Growth Quality Serving People Planning/Organizing/Flexibility Interpersonal and Communication Skills Problem Solving/Analytical Skills Decision Making/Risk Taking Initiative Job Knowledge/Skills
PERSONALITY:
The Investment Advisor (IA) will be extremely professional, articulate, knowledgeable, self-motivated, confident and driven to succeed in a competitive environment. He/She must demonstrate integrity and trustworthiness, have superior listening skills, have a forward thinking approach and be able to function independently. The IA must also be comfortable working as part of a team when required to do so.


CONTACT via Email: Christa Gayadeen